DentalPlans.com Coupons for 2010

Save on Dental Care with Discount Dental Plans!

When it comes to a persons dental care needs it can seem to become costly if you do not have the right plans or options available. DentalPlans.com has become a renowned dental care business to bring you affordable dental care options with dental plans starting at only $79.95/year!

Dental Plans and Insurance: What’s the Difference?

Choosing your own dental coverage can be confusing. How do you decide what type of coverage to get? What is the difference between dental insurance and a dental plan? Before you start researching individual plans, it helps to know the basics of each option.

Dental Insurance

Dental insurance is similar to health insurance. The process for getting dental insurance can be a bit complicated, and will often include a lot of paperwork and review of any pre-existing conditions and dental needs. Once you have signed up for the insurance, your dentist’s office will file claims with the insurance provider.

Depending on the insurance, your insurance company will make a payment directly to the dentist, or make a reimbursement to the patient. Like most insurance, in addition to the monthly premium patients will often have an annual deductible they must meet before full coverage begins. Practices, fees, and claims processes will differ between companies.

Many people have dental insurance as an employee group benefit, where they pay a discounted fee to receive coverage through their workplace. Individual dental insurance plans are available for people whose employers do not provide that benefit. Dental insurance plans for individuals can sometimes be expensive. In addition to the premiums, you must consider annual deductibles, spending limits, and limitations on certain types of care.

Individual Dental Insurance

If you are choosing an individual dental plan for yourself, make sure to compare the rates between companies as well as the level of benefits and what the plan is designed to cover. Many dental insurance plans are designed with preventive care in mind, and built to encourage members to get regular, routine care.

With this care, the hope is that the majority of dental diseases and serious problems can be prevented. If you decide to invest in dental insurance, take advantage of your benefits by visiting the dentist regularly and following the treatment plan they prescribe.

Discount Dental Plans

Discount dental plans are an alternative to traditional dental insurance. With discount plans, you pay an annual membership fee to the plan provider. You choose a dentist from the network of providers that belong to the plan, and present your plan card to receive discounted fees at the time of service. There are no claim forms or deductibles, just reduced charges for dental visits and procedures.

Why would dentists choose to be part of the network? Simply put, with dental plans they receive payment at the time of service. When a dentist submits a claim form to an insurance company, it takes time to process, and even then claims can be rejected. With a dental plan, they give a discounted rate in exchange for receiving the money for the service right away.

Dental plans can be a good option for people who have pre-existing conditions and need immediate treatment. No waiting periods mean that you’ll be able to get your problem treated right away at a reduced rate instead of putting it off until your waiting period ends like you may need to do with dental insurance. The advantages of dental plans can be huge. You will receive a savings of 10-60% on most procedures, and there are more than 30 national and regional dental discount plans.

The bottom line is that there are advantages to both dental insurance and discount dental plans. No matter what you choose, the most important thing is to find the plan that works for you and your individual needs. Do your research, and ask questions, and you’re sure to find the perfect option for keeping your smile healthy with affordable dental care.

Click here to learn more about the differences between discount dental plans and traditional dental insurance.

Commonly Asked Dental Care Questions

I brush my teeth twice a day – do I really need to floss? Is rinsing with fluoride even important?

How well you take care of your teeth determines how long you will have them. Brushing the teeth is one of the most important things you can do to care for them. Here are some common questions you may have asked or heard someone else ask about brushing teeth:

Dental Care FAQ #1 – How often do I need to brush?

The ADA recommends that you brush your teeth at least twice a day (once in the morning and once before bed). It is also recommended to brush after eating sugary foods in order to remove bacteria that can cause cavities.

Dental Care FAQ #2 – How often do I need to visit the dentist?

You should visit the dentist for a cleaning every 6 months. It is especially important to have your teeth checked for cavities, no matter how well you take care of them.

Dental Care FAQ #3 – How often do I need to replace my toothbrush?

Toothbrushes should be replaced every 3-6 months. Dentists usually give a toothbrush after a cleaning. It is nice to start using a new toothbrush after a cleaning at the dentist’s office, so if you go there every 6 months as recommended, you shouldn’t have to buy a new one more than once in-between.

Dental Care FAQ #4 – Does it matter which direction I brush?

You should brush your teeth in a gentle circular motion. Also brush the gums, insides of cheeks, and tongue.

Dental Care FAQ #5 – Do I need to use a soft toothbrush?

If you have sensitive teeth or receding gums, it is especially important to use a soft toothbrush. Even with a soft toothbrush, though, you should brush very gently.

Dental Care FAQ #6 – How do I know if I’m brushing too hard?

If the bristles on your toothbrush splay out at the edges, you are brushing too hard. If you brush too hard, you may have problems with tooth sensitivity or gum recession.

Dental Care FAQ #7 – If I brush twice a day, do I need to floss?

Plaque can build up between the teeth, so it is important to floss once a day to remove it and to brush your teeth twice a day.

Dental Care FAQ #8 – If I am in a hurry, can I rinse my mouth with fluoride instead of brushing?

Mouthwash shouldn’t replace brushing. Brushing your teeth only takes a minute longer than rinsing.

Dental Care FAQ #9 – Do I even need to rinse with fluoride?

ACT fluoride is the #1 dentist recommended rinse. Rinsing your mouth with fluoride will help strengthen teeth, prevent gum disease, and more.

Dental Care FAQ #10 – How early do I need to start brushing my children’s teeth?

As soon as their baby teeth pop out, you should be helping your children brush them with a kid sized toothbrush and toothpaste made especially for them.

Take care of your teeth and they will thank you when you are older. Brushing is not the only way to care for them, though – remember to floss and rinse, as well. Yes, you really do need to.

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